What Other Costs Will I Incur?

Each year the Financial Aid Office must estimate all normal expenses incurred by students in each academic program. In addition to tuition and fees, they include estimates for books, supplies, transportation, health insurance, food, rent, utilities, etc. This estimate is called the Cost of Attendance.

The estimated Cost of Attendance for the 2021-22 academic year (Fall 2021/Spring 2022) is approximately $90,590. This covers a 12-month period. When comparing costs at other programs, make sure you are comparing the same period of time.

How Much Should I Expect to Borrow for the Entire MD Program?

The average indebtedness for the students who graduated from the program in 2020 was approximately $192,000. (This includes loans for students who pursued a dual degree.) Some students borrowed more and some borrowed less.

Are Debt Relief Programs Available?

Yes, there are a number of employment arrangements in which students can reduce their indebtedness after they complete their degree. Some of these include the National Institutes of Health, the U.S. military, and state health agencies. Also, some health care facilities will offer loan repayment incentives to potential employees. These arrangements often require the employee to commit to employment for a specific number of years. Also, students who work for a non-profit health care facility may qualify to have the balance of their loans forgiven after 10 years of repayment through the Public Service Loan Forgiveness Program.